a {
	COLOR: #0d3e66;
	TEXT-DECORATION: underline;
}
.homeintro
{

	margin:0;
	background-image:url(http://www.gisbenefits.com/images/gis-main-photo.jpg);
	background-repeat:no-repeat;
	background-position:bottom;
	background-color:#eaeff3;
	padding:0;
}
td.hpnews
{
	padding:5px 2px;
}
td.hpnews p
{
	font-size:13px;
	margin:0 0 5px 0;
	padding:5px 0;
}
td.hpnews h3
{
font-size:12px;
color:#666666;
}
.homelink a, .homelink a:link, .homelink a:visited
{
	color:#CCCC99;
	text-decoration:none;
	text-transform: capitalize;
}

h4
{
margin:5px 0 0 0;
padding:10px 0 0 0;
color:#996600;
font-size:12px;
border-top:1px dotted #fff;
}

.side-menu p, .side-menu a, .side-menu a:link, .side-menu a:visited
{
	color: #FFFFFF;
	font-weight: bold;
	text-transform: uppercase;
	text-align: right;
	padding:0;
	margin-right:0;
	text-decoration:none;
}

.side-menu a:hover
{
color:#988675;
}

.top-menu a:link, .top-menu a {
	color: #cb9900;
	TEXT-DECORATION: none;
	font-weight: bold;
}

.top-menu a:visited {
	color: #cb9900;
	TEXT-DECORATION: none;
	font-weight: bold;
	
}
.top-menu a:hover {
	color: #ffffff;
	TEXT-DECORATION: none;
	font-weight: bold;
}
/*  Chip  
*/


.body-table
{
	margin-bottom:5px;
}

.body-text-margin
{
	left:25px;
	margin:0;
	position:static;
}

.bodytext-leftmargin
{
	padding-left:27px;
}

.bullet-margin
{
	margin-left:15px;
}

.footer
{
	color:#363636;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-variant:normal;
}

.footer-line
{
	border-top-color:#CC9;
	border-top-style:solid;
	border-top-width:1px;
	padding:5px;
}

.footer-text
{
	color:#363636;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	padding:11px;
}

.l-r-margins
{
	padding-left:10px;
	padding-right:10px;
}

.left-margin
{
	padding-left:11px;
}

.news-date_arrows
{
	color:#c90;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:400;
}

.news-title
{
	color:#666;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:700;
	text-transform:capitalize;
}

.news-top-margin
{
	padding-top:15px;
}

.no-margin
{
	margin:0;
	padding:0;
}

.right-margin
{
	padding-right:10px;
}

.side-menu
{
	background-color:#cc9;
	padding-top: 15px;
	padding-right: 10px;
	padding-bottom: 0;
	padding-left: 0;
	width: 110px;
	font-size: 12px;
}

.side-menu-text
{
	font-size: 11px;
}


.subtitle
{
	color:#666;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-style:italic;
	font-weight:700;
}

.t-b-l-r-margins
{
	padding:10px;
}

.t-l-r-margins
{
	padding-left:10px;
	padding-right:10px;
	padding-top:10px;
}

.title
{
	color:#0d3e66;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:700;
	padding:10px 0 0;
	text-transform:uppercase;
}

.titles-minor
{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-weight:700;
}

.top-menu
{
	background-color:#1B4760;
	color:#E4C81C;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:6.8pts;
	font-weight:700;
	height:30px;
	padding:5px;
}


.top-menu-line
{
	border-top-color:#CC9;
	border-top-style:solid;
	border-top-width:1px;
}

.top-menu-table
{
	height:115px;
}

a:link
{
	color:#0d3e66;
	text-decoration:underline;
}

a:visited
{
	color:#0d3e66;
	text-decoration:underline;
}

body
{
	background-color:#FFF;
	color:#0d3e66;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:6.8pts;
	margin:0;
}

td
{
	font-size:11px;
}

td.main-body
{
	color:#0d3e66;
	line-height:14px;
	padding:15px;
}
tr .carrier img {
	padding-right: 10px;
}
.row-w-border {
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #0d3e66;
}