USAble Life Introduces Express Service for Disability Claims

USAble Life now has Express Claims Service, a single lump-sum payment process for eligible disability claims. The employee receives a one-and-done benefit payment at the beginning of the eligible disability period, rather than a weekly benefit payment. The payment amount is based on medical duration guidelines for the disability and the attending physician's statement submitted with the claim.*

Disability insurance provides partial income replacement for eligible employees who become pregnant or disabled as a result of an accident or sickness. Express Claims provides flexibility in meeting the needs of individuals and quickly providing income replacement for eligible claims.

How will this impact your clients?

All new group and voluntary disability claims will be evaluated and, if eligible, will be paid through Express Claims based on standard medical duration guidelines for the disability and the attending physician's statement submitted with the claim.

*Eligible claims are those that meet criteria of uncomplicated pregnancies and/or simple surgeries/disabilities.